![]() ![]() My sacred geometry teacher, Dominique Susani, made experiments with 100’s of students over the years using the golden mean. The answer lies in what happens when we experience the energy of the golden mean first-hand in the body. Why would this happen to a house designed with so-called divine proportions? It was so alarming that it became necessary for the couple to actually be extracted from their home. Their friends began to notice that the couple started losing weight and within two years they wouldn’t leave their home at all. He created a beautiful home and the couple who bought it loved it, but as time went on, they began leaving their house more infrequently. ![]() ![]() But what about the energetics behind the golden mean and Fibonacci spiral?ĭo they have special qualities because of this link to life and the divine? To explore this question, we need to make some experiments. One current example of the use of the golden mean in architecture is a home designed by Spanish architect Angel Martiñez. Our perceptions of beauty support that phi is a factor in what we find attractive. They can be found in nature in the number of petals of flowers, the way the tiniest stem unfurls, in spirals in seashells, and more. The golden proportion of 1.618 is found in key proportions of the body in humans, animals, insects, and in DNA. Why is this?Īs we can see in any search on the internet, the golden mean and the Fibonacci spiral are connected to life, even spiritual life. Only in modern times can we find a few examples of architects using it in their designs of homes. In more modern times, Matila Ghyka wrote a book called Le Nombre d’Or in 1931 and because of this, the fascination with the golden mean and Fibonacci spiral was rekindled. Even though the golden mean has been used throughout history, its architectural use has been reserved for tombs and sacred buildings such as cathedrals, never for homes. He used the solar measurement of the place, something very common for builders and carpenters of this time to use (described a bit later in this article) and multiplied it by the golden mean (1.618) to construct his famous instruments. The golden mean can also be found in the design of string instruments by the famous Stradivarius. The proportions were said to be aesthetically pleasing, balanced, and spiritual. During the Renaissance, artists and architects were inspired to use the golden mean in their paintings, sculptures, and sacred buildings. Leonardo da Vinci studied under Pacioli and used “divine proportions” in many of his paintings. The Greeks also knew about the golden mean. Euclid wrote about it in his book Elements and linked the golden mean to the construction of the pentagram, and Plato described the golden mean “as the most binding of all mathematical relationships and the key to the physics of the cosmos.” In the 1500s, Luca Pacioli published a book called Divine Proportions. It is important to note that pyramids were built for several known purposes to be initiatory places and tombs. In Egypt, it was used to build Cheops’ pyramid. The history of the golden mean starts much earlier. The Fibonacci sequence starts looking like phi by the time you divide 34 by 21 to get 1.619 and becomes more precise as the numbers get larger. It is also known as the divine proportion, golden section, and phi. Illustration #1 The Fibonacci sequence and the golden mean became linked together in the 1750s when Robert Simson realized that the ratio of each number sequence of the Fibonacci sequence approached with greater and greater accuracy the Golden Mean ratio of 1:1.6180339882. The longer part is divided by the smaller part and is also equal to the whole length divided by the longer part. 0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233, 377… The golden mean or the golden ratio is a special number found by dividing a line into two parts. Starting with 0 and 1, each new number in the sequence is the sum of the two before it. He introduced a number sequence that became known as the Fibonacci sequence. In the 13 th century an Italian mathematician, Leonardo de Pisa, better known today as Fibonacci, published a book called Liber Abaci. In this article, I’d like to explore how the Fibonacci spiral and the golden mean energetically work in structures. ![]()
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![]() ![]() The duration of Gifted is 4 minutes 8 seconds long. Lyrics © BMG Rights Management, CONCORD MUSIC PUBLISHING LLC, Kobalt Music Publishing Ltd., Warner Chappell Music, Inc.Gifted is a song recorded by French Montana for the album Excuse My French (Deluxe) that was released in 2013. I am like Hugh Hefner (a famous Playboy founder and womanizer) on his last successful romantic endeavor I am like Larry Davis (a criminal who was killed by police) making his last successful move I am like Jimi Hendrix (a musician known for his drug abuse) playing his last successful performance I am like Tiger Woods (a professional golfer) making his last successful attempt I am like Whitney Houston (a singer who struggled with addiction) making her last successful song I am like Derek Jeter (a professional baseball player) making his last successful play I am like Wayne Gretzky (a professional hockey player) making his last attempt at success I am like Tony Montana (a character from the movie Scarface) on the last of his drugs When I am popular, I am able to make a lot of money People like me more when I am under the influence I am aware that people are drawn to me when I am under the influence I am always under the influence of drugs or alcohol I am naturally talented when I am under the influence I am willing to do anything and I can handle anythingĪlcohol is what keeps me going and functioning Whenever my song is played, I will take another drink I am a successful and rising artist under the label XO If you have the money or social status, I will treat you well People want me to attend their nightclub because I am popular I don't pay for my expensive alcohol, it's all given to me for free I smoke weed continually through the day and add it to my champagne I show up other people in terms of success or wealth I use substances to escape emotional or physical pain ![]() I find it difficult to concentrate or pay attention to other things Out of all the people around, you are the one I pay attention to You are willing to do anything for attention or affection There are a lot of women who don't like you The song is a cautionary tale that shows the dangers of relying on drugs to sustain fame and fortune. Montana's repeated assertion that he is "gifted when faded" indicates a belief that he needs drugs to be able to create his best music. The song is a critique of the music industry and consumer culture that thrives on celebrity addiction and addiction to pleasure. He likens himself to famous athletes and musicians who excelled in their last moments before retiring or passing away, suggesting that he is at the peak of his career and that he is living life to the fullest.ĭespite the surface-level message of indulging in excess and forgetting one's troubles, "Gifted" reflects a deeper and darker side of addiction and the cost of fame. Montana asserts that he is blessed with certain skills that only come out when he is high. He talks about the freedom that money brings - he smokes loud and drinks champagne mixed with drugs all day. He mentions that people only love him when he is high, indicating that his fame and success are dependent on his addiction. Montana expresses that he is numb and needs to be high in order to feel loved, suggesting that he struggles with addiction. The lyrics of French Montana's song "Gifted" describe a luxurious lifestyle on a surface level but delve into deeper themes of love, fame, and addiction. You can call me Hugh Hefner on his last fling This that Jimi Hendrix on his last string This that Whitney Houston on her last track This that Wayne Gretzky on his last scratch I tighten you up, them coroners will button you up Now I'm french kissing your bitch in ParisĬome and find me di Giannis that's from '92Ĭome and find me now, I got an army with me now Hawk vision, LA heels right on Huff Terrace Niggas hated all the time, it's a dirty game I be gifted when I'm faded, faded all the time 'Cause I'm down for whatever I can always keep it upĪll I need is some liquor just to keep a nigga up ![]() 'Cause they want me, they want me in their clubīut if you got the numbers I'll be glad to show you loveĮvery time they play my song I'ma fill another cup I be rolling all day, mix it in the champagneĪnd these bottles all free, not a single drink paid There ain't nothing wrong with groupie love ![]() ![]() ![]() ![]() They are a convenient and easy way to have a quick and healthy breakfast on the go. Frozen Breakfast QuesadillaĪ frozen breakfast quesadilla is a quesadilla that has been filled with breakfast items and then frozen. Try the bacon-wrapped quesadilla for a delicious, nutritious breakfast on your first day of school. This meal contains 250 calories and 2.5 grams of fat, as well as 2 grams of fiber and weight watchers points. What are some healthy breakfast options? Smart Ones meals are an excellent choice for anyone looking for a healthy meal plan. A Delicious And Nutritious Breakfast With Smart Ones Meals Does Smart Ones Have Breakfast?Ī Smart Ones breakfast quesadilla has 240 calories. This is small enough that you’ll probably want to eat two at a time. It’s worth noting that each quesadilla contains only 230 calories (70 from fat). The majority of the flavor is derived from the delicious cheese sauce. This Smart Ones Breakfast Quesadilla has a very tasty flavor. This prevents some of the extra sog factors that cause microwaved foods to spoil. Each serving is packaged in a convenient package with crisp sleeves and is enclosed in the same shape. Each of the two quesadillas has seven SmartPoints on it. Smart Ones includes breakfast tortillas in the frozen food line. The Breakfast Quesadilla was introduced in 2016, and was available in both Sausage & Egg and Bacon & Egg varieties. ![]() Smart Ones is a subsidiary of Weight Watchers, and focuses on providing healthier versions of fast food favorites. The decision was likely due to low sales and/or high production costs. As of late August 2017, Smart Ones has discontinued their Breakfast Quesadilla product. ![]() ![]() ![]() ![]() ban file to LFSdatamove folder REMEMBER TO BACKUP ORIGINAL FILES -Download LFS Pro Tweak –. Conversion, texturing: Darecki aka LinkinDark \\ -Installing-Put dds files to LFSdatadds folder -Put setup files to LFSdatasetup folder -Put skin to LFSdataskins folder -Put. Tesla Model S P85- \\ Original model from. CEM file to XFG-XRG-FBM-Rims-Manager-0.6Brims Open rims.xml file and add below last rim: rim nameA0 çevirisi Load one of tweak files from tweak folder (Load – load all values) -Download New Tweak Order v1.04 or above, load one of tweak files Rim installation: -Download XFG-XRG-FBM-Rims-Manager-0.6B -Put. Conversion, texturing: Darecki aka LinkinDark \\\ -Installing-Put dds files to LFSdatadds folder -Put setup files to LFSdatasetup folder -Put skin to LFSdataskins folder -Put. CEM file to XFG-XRG-FBM-Rims-Manager-0.6Brims Open rims.xml file and add below last rim: rim nameA0 ne demek -Tesla Model S P85- \\\ Original model from. Tesla Model S P85- \\\ Original model from. Vatizyorneym ingilizce anlamı… için Mesut Hassas talaşlı imalat ingilizc… için talasliimalatci UNHİDE ALL nedir UNHİDE ALL… için hasan ucar Shrek in ingilizce tanıtım öze… için Sila ![]() Zemre nedir zemre çeviris… için Mustafa Hamdullah ER…
![]() ![]() ![]() The total fair value of the Vision Fund portfolios was $138 billion as of March 31, according to SoftBank. The FTX collapse alone led to SoftBank writing down its entire $97 million investment in the crypto exchange. With unique funding data and other insights, Crunchbase Enterprise is the best way for us to create targeted lists of newly-funded accounts that are ready to buy. Hightail, formerly YouSendIt, provides tools that empower you to share and control your content like a professional. ![]() In addition, geopolitical tensions, a banking crisis and crypto’s ups and downs have led to more uncertainty and roiling the private sector. The Vision Fund unit has been battered in the past year as tech stocks in the public market sank, bringing down the valuation of many startups in the private market. Uncover startup trends, get company funding data. In fact, in the last three quarters it has only invested $1 billion total. Crunchbase is the leading destination for company insights from early-stage startups to the Fortune 1000. In Q1 of fiscal year 2021, the segment made $15.6 billion in investments, but in the most recent quarter it only deployed $400 million in capital. While SoftBank may see some potential for investment, it has substantially cut back the cash it has deployed. This year, the Japan-based investment giant said it will play both offense and defense as it sees significant opportunities in the rise of generative AI. Crunchbase’s subscription software now counts more than 60,000 paying users that put the company on track to reach 38 million in ARR by the end of the year. Pulling backĪ year ago, the declining private market led SoftBank founder Masayoshi Son to tell investors there will be stricter investing criteria moving forward and a more defensive posture. The losses from the unit - which included SoftBank’s Vision Fund 1, Vision Fund 2 and its LatAm Funds that focus on Latin America - led the SoftBank Group as a whole to record a net loss of $7.2 billion. ![]() ![]() The 2023 successor to our number one pick, the Lifesystems Hand Warmer XT is a pretty similar device, but with a few key differences. ![]() We've found a range of options for various situations, with plenty of rechargeable and reusable models. No matter what kind of hand warmer you're after – there are electric models as well as one that use liquid fuel, or which warm using a chemical reaction – you'll find what you need here, and our hand warmer FAQ can explain the differences if you're still not sure. And while they might seem like an extravagant option, there are plenty of great-value hand warmers available. But when conditions turn properly arctic, there's nothing like a bit of heat to get the blood flowing again. Naturally you could put on a pair of gloves instead – see our guides to the best cold weather gloves or the best touchscreen gloves for plenty of options. Some prefer faith based programs, while some prefer medical approaches.There are plenty of rechargeable and reusable hand warmers available to keep your digits toasty in the coldest weather, and they're an absolute must to have in your pocket any time you're going out in winter, whether you're off hiking or just walking the dog or standing around at a sporting event. Our licensed substance abuse addiction specialists are trained to learn each person's needs and pinpoint the right style of alcoholism treatment. Regardless of your reasons for using drugs or alcohol, there is a program that will treat your needs and address your reasons for your chemical dependency. It can be daunting to sift through all of the thousands of drug and alcohol addiction programs. Some use drugs or alcohol to escape from past traumatic events. Some use drugs or alcohol to self medicate a mental illness. Some people use medication to alleviate pain, but as time goes on, became physically dependent on the medication. Some people just enjoy the feelings produced by alcohol or drugs and their using got out of control. There are many methods and styles for treating drug and alcohol addiction. How To Choose The Right Substance Abuse Treatment Program in Fawn Creek, KS It does not matter if you wish to pay with insurance or out of pocket, our specialists can help you 1-85 find all of your options while simultaneously teaching you about the most highly regarded programs in the country. We can assist you to find a special chemical dependency treatment that will fall inside your budget. ![]() It can take weeks or even months of intense substance abuse treatment to fully address the basic causes of chemical dependency. Chemical dependency can be concurring with mental health disorders, trauma, or behavioral issues. Alcoholism recovery requires a total change of one's style of living and perceptions. Until we address the basic reasons for alcoholism, there is little hope for long-term sobriety. Upon drugs and alcohols complete removal from the body, therapists start treating the brain. Substance abuse treatment begins by healing the physical body to ensure that drug and alcohol toxins are removed. Alcoholism is a complex and progressive disease that changes the mind as well as the body. Learning stress management, healthy boundaries, and coping skills will significantly increase the chances of stable recovery. What Does Addiction Treatment Look Like in Fawn Creek, KS? ![]() Why Go to Drug and Alcohol Treatment in Fawn Creek, KS? ![]() ![]() ![]() ![]() A commission decision is expected no later than March 2015. The final rates will be set by the commission after reviewing the evidence submitted by the parties. Hearings will be held by the UTC in December 2014. PacifiCorp will have an opportunity to file rebuttal testimony addressing Public Counsel and other parties’ recommendations. Other parties, such as commission staff or the industrial customers, may recommend additional reductions that would further reduce the size of any increase. The rate increase would be further reduced to $2.6 million if the commission again rejects $10 million of PacifiCorp out-of-state power costs, previously denied in PacifiCorp’s last rate case. If the UTC accepts Public Counsel’s adjustments, PacifiCorp’s electric rates would be limited to a maximum of $12.6 million (reducing the requested increase by approximately two thirds, or $20 million). Reject the company’s new version of a proposed power cost adjustment mechanism, a variation of which was rejected by the UTC in the last PacifiCorp case.Public Counsel recommends the charge remain at its current level. Reject the company’s request to increase the customer fixed charge by 81 percent, raising the fixed monthly charge customers pay from $7.75 to $14 per month.Reject significant increases to the company’s connection and reconnection fees, ranging from 69 percent to 313 percent.Reject PacifiCorp’s request for an increase to its shareholder profit margin.Highlights of the testimony include recommendations that the UTC: These fees are generally borne by the most vulnerable of PacifiCorp’s customers, and the company’s proposal would unnecessarily burden these customers, making reconnection more difficult.įerguson’s Public Counsel Unit filed expert testimony today with the Washington Utilities and Transportation Commission (UTC) that analyzes a number of elements of PacifiCorp’s proposal. These fees are charged when a customer has been disconnected for not paying the bill, and then needs to be reconnected. The AGO also challenged the need for dramatic increases in customer reconnection fees. “In addition, seeking to nearly double the basic monthly charge hurts customers who use less electricity, and is a deterrent to conservation.” “This would be their fifth rate increase in the last five years, and it is not justified based on our accounting analysis,” said Ferguson. Public Counsel believes the 9.5 percent rate increase for residential customers is too high. PacifiCorp serves approximately 132,000 electric customers in Yakima, Walla Walla, Garfield and Columbia Counties. SEATTLE – Attorney General Bob Ferguson’s Public Counsel Unit today challenged a $32 million electric rate increase proposed by PacifiCorp, which operates in Washington as Pacific Power and Light Company. ![]() ![]() This requires your device IP address and unique push notification token are exposed to an Apple operated push notification server. If you choose fast mode, Session will use APNs push notification service to deliver push notifications to your device. If a new message is found, it is presented to you as a notification on your device. If you choose slow mode, the Session application runs in the background and periodically polls its swarm (see What is a swarm) for new messages. ![]() Session’s iOS client has two options for notifications: background polling (slow mode), and Apple Push Notification Service (APNs) (fast mode). When using fast mode neither Google nor the OPTF can see the contents of your messages, who you’re talking to, or exactly when messages are sent or received. Registration of your Session ID and unique push notification token to the OPTF push notification server is necessary for detection and signaling of new messages and is low impact as registration occurs using onion requests meaning your Session ID and push notification token are never tied to any real world identifier (such as your IP address). These exposures are fairly minimal, Google will likely already know your device’s IP address through telemetry data or other applications on your device using push notifications. Additionally, you will expose your Session ID and unique push notification token to an OPTF operated push notification server, for the purpose of providing the actual notifications to the Google FCM server. This requires that your device IP address and unique push notification token are exposed to a Google operated push notification server. If you choose fast mode, Session will use Google’s FCM push notification service to deliver push notifications to your device. If a new message is found, it is presented to you as a local notification on your device. Session’s Android client has two options for notifications: background polling (slow mode), and Firebase Cloud Messaging (fast mode). Session has also undergone a security audit by Quarkslab, the results of which can be found here. Session is a project of the Oxen Privacy Tech Foundation, a not-for-profit organisation whose mission is to provide the world with better access to digital privacy technologies. Session’s code is open-source and can be independently audited at any time. For more technical details, read our blog on onion requests. For more on this, check out What is an onion routing network? below. Onion requests protect user privacy by ensuring that no single server ever knows a message’s origin and destination. When using Session, your messages are sent to their destinations through a decentralised onion routing network similar to Tor (with a few key differences), using a system we call onion requests. Session keeps your communication private, secure, and anonymous. ![]() However, when you use Session, the identities of the people communicating are also protected. Conversations in Session are end-to-end encrypted, just as in most private messengers. ![]() ![]() The Apple Watch Ultra provides enhanced GPS functionality to trace your steps and improve navigation for outdoor expeditions. The Apple Watch Ultra is designed to be a more rugged and durable option for athletes and adventurers. It's been hovering around $329 on Amazon, with its lowest price ever coming in at $321 in April. We saw some moderate discounts on the Apple Watch throughout the holiday season with prices around $350, but Amazon has been dropping the price even lower in recent months. The Apple Watch 8 lists for $399 on Apple's website. The Apple Watch 8 also has a number of health-tracking features, including an optical heart sensor, an electrical heart sensor for ECG readings, a blood oxygen sensor and a new body temperature sensor. The Apple Watch 8 features a durable design and is swim-proof, dust-proof and crack-resistant. The battery life can be extended to 36 hours when in low-power mode. It features the new S8 chip for improved performance and an always-on display. The Apple Watch Series 8 is the latest addition to the Apple Watch lineup. When to buy the Apple Watch Series 8 (41mm) Ready for a new Apple Watch 8 or Apple Watch Ultra? As it turns out, now is the perfect time to buy. The experts at CBS Essentials analyzed historical pricing data on the top Apple Watch models using CamelCamelCamel to uncover key data patterns and help you find the best time to buy. Related: How we choose the best products for your home, work and life.To help, we've compiled this Apple Watch price tracker so that you strike when the deals are hot and score the best price on the coveted smart watch. However, Apple Watches aren't cheap, so it's smart to wait until you can find one on sale. It's a great choice for gifting or tracking your summer workouts and adventures. The Apple Watch is one of the hottest smartwatches of 2023. Promotions are subject to availability and retailer terms. We may receive commissions from some links to products on this page. With each update providing further performance boosts and bug fixes, the Safari Technology Preview is an incredible testing tool that Apple has developed to ensure that their popular Safari browser carries on being the best it can be.CBS Essentials is created independently of the CBS News editorial staff. The Safari Technology Preview provides a safe and secure way to test and improve the browser's features and capabilities. It can run side-by-side with the existing Safari browser, making it easy to test new features and areas of development. While targeted at developers, it does not require a developer account to download. ![]() Read Also: Apple's iPad Pro to Arrive with 14-inch Screen? M3, MagSafe, iPadOS 17 and MORE Testing and Enhancing Safari with the Safari Technology Preview Additionally, the Accessibility and Media sections have been improved to cater to all users.įurthermore, the current version of Safari Technology Preview is compatible with the latest two releases of macOS - Ventura and Monterey - and is available to download through the Software Update mechanism in System Preferences or System Settings.Īpple is focused on gathering feedback from developers and regular users to ensure the best possible experience when using their browser, so the Safari Technology Preview is an excellent tool for doing that. Web Inspector has been updated to allow more detailed inspection of websites, while the HTML and JavaScript sections have seen significant performance boosts. Safari Technology Preview: Improved Accessibility, Performance, and More The Safari Technology Preview focuses on nine main areas of development and has seen significant improvements in each of these areas, as also explained in an article by Mac Trast. This version, 16.4, is the latest installment of the highly anticipated browser that was first introduced in March of 2016 and, since then, has undergone a series of bug fixes and performance improvements to aid in the development process. With the ever-changing world of web technologies, this kind of working version provides an up-close look and understanding of the entire process.Īpple today released the latest version of their popular browser Safari Technology Preview. Benefits and Features of the Safari Technology PreviewĪpple is also utilizing Safari Technology Preview as a means of feedback, allowing users and developers to lend their input and be part of the browser's development process. These are incredibly important components, and Apple is focusing on them to improve the overall user experience of the browser. The features being tested in Safari Technology Preview are Web Inspector, CSS, Scroll Snap, JavaScript, Popover, SVG, Accessibility, Media, Rendering, and Web APIs. ![]() ![]() ![]() r/sydney rules Read the Wiki before asking a question. If you have something you want to promote, you will need to have been an active member of the community. If you are posting to a petition, poll, or survey, message the Mods before posting. If you are posting a link to a news article or blog post, your submission title should be the same as the headline on the source article or the article's lede. Users making non-meme political posts will need to have been active members in the sub for at least two months. Political memes/image macros will be removed. Anything not directly related to New South Wales or Sydney will be removed (Federal politics, national stories, etc included). Links relating to the City of Sydney, and NSW in general. :: Events - If you plan it they will come :: and other countries.We acknowledge the Traditional Custodians of the various lands on which we live and work today and pay respect to Elders past and present and emerging, and extend that respect to other Aboriginal people joining us today.ĭays Since Last Transport Infrastructure Failure: 0ĭays Since Last Major Apartment Building Defect: 0ĭays Since Content Scraped by a Murdoch Minion Masquerading as a "Journalist" : 0 ![]() App Store is a service mark of Apple Inc., registered in the U.S. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. Google Play and the Google Play logo are trademarks of Google LLC. Please contact your plan administrator with questions about enrollment or plan restrictions. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. ![]() Federal and state laws and regulations are subject to change. This communication is not intended as legal or tax advice. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Optum Financial and its subsidiaries are not broker-dealer or registered investment advisors and do not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions. Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Brokerage services are offered to certain accountholders through TD Ameritrade, Inc., Member FDIC/SIPC and a subsidiary of The Charles Schwab Corporation. The Schwab Health Savings Brokerage Account is offered to certain account holders through Charles Schwab & Co., Inc., Member FINRA/SIPC. Discretionary advisory services are provided by Betterment LLC, an SEC-registered investment adviser, with associated brokerage transactions provided by Betterment Securities, Member FINRA/SIPC. Self-directed mutual fund investment options are made available through the services of an independent investment advisor, or your plan sponsor. These have been selected to offer a broad and diverse range of investment objectives, with high Morningstar ratings and some of the lowest expense ratios in the industry. You may choose from among a number of pre-selected mutual funds from nationally recognized fund families. I have some investment experience and prefer mutual funds. Once you answer a few brief questions about your investment goals and priorities, Betterment will build a personalized portfolio of exchange-traded funds (ETFs) with investment mixes and risk levels that are suitable for you. Betterment is an independent online investment advisor and combines low-cost, tax-efficient investment strategies with technology and personalized advice to help you pursue your financial goals. You may choose to have Betterment manage your investment funds. I want help investing and don’t want to spend a lot of time managing my portfolio. You can choose to invest based on how experienced you are and how involved you want to be in selecting your investments. You currently have diverse investment options in your HSA, including self-directed mutual funds and digitally managed investments from Betterment. ![]() |
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